Contact us

949-606-0647

Sign Up

Credit Facts

What Is Credit Score?

A credit score is a numerical representation of a person’s creditworthiness. It is based on the analysis of the individual’s credit report, which includes their credit history, current debts, usage of tradelines and payment behavior.

Sign Up

Why Us?

We only work with A rated companies that work with you to develop a plan to improve your situation and credit score over time. We provide a much needed personalized experience throughout the process.

What We Do?

Clear pricing: Any company you do business with should be transparent about their pricing and not charge hidden fees.

Personalized approach: A good company should work with you to develop a personalized plan to improve your situation based on your individual needs and goals.

Proven track record: Look for a company with a proven track record of success.

Excellent customer service: A good company should have knowledgeable and responsive customer service representatives who can answer your questions and address any concerns you may have.

Proper certification: Any Program that we help enroll our clients into are held by proper certifications and licenses in order to perform the services needed.

What affects your Credit Score?

Payment history: Your payment history is the most significant factor in determining your credit score. Late payments, missed payments, and defaults can have a negative impact on your score.

Credit utilization: The percentage of your available credit that you are using, also known as your credit utilization, can also affect your score. Keeping your credit utilization low is generally seen as positive for your credit score.

Length of credit history: The length of your credit history, including the age of your oldest account, can impact your credit score. Generally, the longer your credit history, the better.

Credit mix: The variety of credit accounts you have, such as credit cards, car loans, and mortgages, can impact your credit score.

New credit: Opening too many new credit accounts in a short period of time can negatively impact your credit score.

Public records: Public records such as bankruptcies, foreclosures, and tax liens can have a significant negative impact on your credit score.

Please contact us if you cannot find an answer to your question.

Feel free to ask about any questions

By clicking “Get a Free Quote” above, you are providing express written consent for Mission Credit Solutions Inc. and its service providers to call and/or text you (including through automated means (e.g., autodialing and pre-recorded messaging) via telephone or mobile device in order to administer and service any account, plus offer you products and services that may serve your financial needs, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. Consent is not required in order to purchase goods and services, and you may choose instead to contact a customer service representative at 949-606-0647. Message and data rates may apply, and message frequency varies. Text HELP for help or text STOP to cancel.

By clicking “Get a Free Quote” above, you also agree to our Terms of Service, Privacy Policy, E-Sign Consent policy.